Detailed description (English): Work and economic incentives to encourage the use of public transport and the purchase of more sustainable means of transport: Transport card and social loans.
Transport card: This is a prepaid contactless Visa card issued by CAJAMAR, accepted exclusively at the different sales points of public transport companies (vending machines, ticket offices and internet) to buy tickets and/or transport passes that you must use in the public passenger transport service.
Designed only and exclusively for the payment by the employee of the public transport service between their place of residence and their place of work. The amount of the recharges is exempt from personal income tax up to a limit of 1,500 euros per year.
Social Loans: Financing of non-profit and non-speculative investments without commissions and at 0% interest rate for a maximum term of 6 years.
Detailed description (original language): Programa de incentivos laborales y económicos para favorecer la utilización del transporte público y la compra de medios de transporte más sostenibles: Tarjeta transporte y préstamos sociales.
Tarjeta transporte: Es una tarjeta Visa prepago contactless emitida por CAJAMAR, admitida de forma exclusiva en los distintos lugares de venta de las compañías de transporte público (máquinas expendedoras, taquillas e internet) para comprar títulos y/o abonos transporte que debes usar en el servicio público de transporte colectivo de viajeros.
Está concebida para abonar única y exclusivamente el pago por parte del empleado del servicio público de transporte colectivo de los trabajadores entre su lugar de residencia y su centro de trabajo. El importe de las recargas está exento de IRPF con un límite de 1.500 euros anuales.
Préstamos Sociales: Financiación de inversiones no lucrativas ni especulativas sin comisiones y a tipo de interés 0% a un plazo máximo de 6 años.
Target group(s): employees
Objectives: Promote the use of public transport.
Encourage the purchase of more sustainable means of transport.
Partner: Grupo Cooperativo Cajamar
Spain